Stellar Struggles to Reach $1, Aster Faces Volatility, While Digitap’s ($TAP) Presale Charts a Bold 100x Strategy
While broader crypto markets continue to fluctuate, individual projects are revealing vastly different trajectories. Among the standout stories are Stellar (XLM), Aster (ASTER), and Digitap ($TAP). While the first two face hurdles at the symbolic $1 price point, Digitap’s presale is rapidly gaining momentum — potentially setting the stage for a 100x return.
Stellar (XLM): Real Use Cases, But Price Remains Subdued
Stellar, a veteran in the blockchain space with a focus on cross-border payments, has long aimed for the elusive $1 valuation. Despite tangible progress in terms of real-world utility, XLM continues to trade well below this target. Optimism among investors has grown in 2025, especially following partnerships with high-profile players like PayPal and MoneyGram. PayPal’s PYUSD stablecoin has been integrated into Stellar’s ecosystem, and MoneyGram’s remittance app now leverages Circle’s USDC on Stellar’s blockchain, allowing for fast, low-cost global transfers.
Yet, the market response remains lukewarm. One key reason: Stellar’s architecture allows stablecoin transactions to occur with negligible XLM usage, limiting demand for the native token. This structural element means increased network activity doesn’t necessarily translate into rising token value. After eight years of minimal price appreciation, many investors are cautious, seeing Stellar as a project with strong infrastructure but weak tokenomics.
Aster (ASTER): From Skyrocketing Hype to a Fight for Support
Aster’s recent trajectory showcases the volatile nature of crypto hype cycles. In October, the token experienced a meteoric rise—gaining over 2,300% in just a month. This spike was fueled by a Binance listing announcement and aggressive airdrop campaigns, with ASTER briefly peaking above $2. However, the excitement was short-lived. The token now struggles to stay above the $1 mark.
The challenge for Aster lies in proving its long-term value. With much of its momentum tied to promotional events, the project must now demonstrate ongoing ecosystem development, user engagement, and real-world use cases. Without sustained demand, the price could continue to retreat, leaving investors questioning its staying power.
Digitap ($TAP): Building an All-in-One ‘Omni-bank’ With Real-World Utility
In sharp contrast, Digitap is crafting a compelling growth narrative centered around accessibility and utility. Touted as the world’s first “omni-bank,” Digitap’s mobile app aims to unify traditional fiat services and cryptocurrency under a single platform. Users can manage fiat and crypto in one place — sending, receiving, saving, swapping, and spending money seamlessly.
A key differentiator for Digitap is its inclusivity. The platform offers a no-KYC sign-up option, catering to the estimated 850 million people around the globe who lack official identification. For many, this is a gateway to financial services they’ve previously been excluded from. Additionally, Digitap targets the 200 million global migrant workers who routinely pay high fees to send money home. With peer-to-peer transfers costing less than 1%, Digitap offers a radical improvement over the typical 6.2% charged by traditional remittance providers.
Once funds are received, users can spend instantly with a Visa-branded Digitap card, accepted worldwide. This level of integration between crypto and fiat layers is rare and positions Digitap as a practical tool, not just a speculative asset.
Digitap’s Presale Success: A Glimpse Into Future Potential
Digitap launched its $TAP token presale in late 2025, pricing it initially at $0.0125. As of now, after three strong funding rounds, the price has climbed to $0.0297 with over $1.6 million raised. The projected listing price of $0.14 suggests significant upside, but some analysts believe the real potential lies well beyond that.
With a total token supply capped at 2 billion and a roadmap targeting global adoption, Digitap could achieve a market cap approaching $5.9 billion if $TAP reaches $2.97 — a 100x return from the presale level. This isn’t just speculation; the logic is grounded in comparative valuation models. Coinbase, with overlapping services, is currently worth $83 billion and has 120 million users. That’s a per-user valuation of around $690.
Even with a conservative 50% discount due to Digitap’s presale status, each user could be worth $345. By this metric, attracting just 17 million users — a fraction of the over 1 billion people Digitap targets — could justify a 100x price increase for $TAP.
Why Digitap Appeals to Both Retail and Institutional Investors
Digitap’s appeal isn’t just theoretical. Its business model aligns with several macroeconomic trends: financial inclusion, decentralized finance, and cross-border payment disruption. Moreover, its real-world utility and cost-effective services make it a candidate for institutional interest — particularly in emerging markets where traditional banking infrastructure is limited.
Its decision to support both KYC and no-KYC user flows could also position it uniquely amid increasing regulatory scrutiny. It satisfies privacy-conscious users while remaining compliant where necessary.
How Digitap Builds Trust Through Tangible Solutions
Unlike many crypto projects that lead with buzzwords, Digitap emphasizes practical outcomes. Its Visa-branded card adds a layer of legitimacy, while its low-fee transfers directly challenge entrenched remittance channels like Western Union and MoneyGram. The app’s unified design ensures that users don’t need to jump between platforms to manage digital and fiat assets — a user experience advantage that could drive adoption.
The Importance of User Acquisition in the 100x Thesis
A 100x return may sound ambitious, but with the right product-market fit, it is plausible. Digitap’s focus on underserved demographics gives it a natural user base. Moreover, its ability to onboard users with minimal friction — especially those without government-issued IDs — could accelerate early growth. Social referral programs, merchant partnerships, and integrations with existing remittance corridors may further amplify adoption.
Stellar and Aster: Lessons in Token Utility and Market Hype
Both Stellar and Aster offer important lessons. Stellar shows that even technically sound projects can struggle if token utility isn’t tightly linked to network usage. Aster illustrates how hype-driven gains can vanish without sustained development and user engagement. Digitap, by contrast, seems to be learning from these cases — focusing on solving real problems and aligning token value with platform growth.
Final Thoughts: Is Digitap ($TAP) the Best Crypto to Watch Now?
While Stellar and Aster wrestle with price resistance and market skepticism, Digitap is pushing forward with a clear roadmap and value-driven proposition. Its presale success, real-world integrations, and inclusive approach to financial services place it firmly among the most promising crypto projects currently in development.
For investors seeking high-upside opportunities with real utility behind them, Digitap’s presale may represent a rare chance to enter early in a platform designed to scale globally.
In a market often driven by speculation and fleeting trends, Digitap’s focus on functionality, inclusion, and user-centric design could be the factors that set it apart — and potentially deliver on its bold 100x vision.